Registration In order to use this Web site, you must first complete the registration form. During registration you are required to provide contact information such as name, address, phone, social security number and email address. We use this information to contact you about the services on our site in which you have expressed interest. ChristianHomeBuyer.com. will use this information to contact you in regards to your product interest. Application Forms If you apply for a loan or mortgage on our site, we require that you provide certain personally identifiable information, possibally including, but limited to your name, address, phone number, and Social Security number. This information is necessary to process your application and to contact you. The applicant will typically receive a phone call within 60 min. of applying 8AM – 5:00PM Eastern Standard time and if are unable to be reached at provided phone number they may receive a confirmation email. Social Security Numbers We require your social security number to provide loan products. We do not collect any nonpublic personal information about you unless you expressly authorize us to collect such information, such as when you submit a loan application to us. This information may include your name, address, telephone number, Social Security Number, and certain personal financial information such as loan account balances, payment history, account usage and similar information relating to your transactions with ChristianHomeBuyer.com. and is used only to facilitate the performance of our services. Supplementation of Information In order to provide certain financial lending services to you, we may on occasion supplement the personal information you submitted to us with information from third party sources. Credit Check To determine if you qualify for one of our loan products, we use your name and social security number to request a credit report. Once we determine your credit-worthiness, we store the information in an electronic database. ID Loan Verification We use the a standard set of loan and credit databases to verify your loan history in order to determine if you qualify for certain loan products. These databased may be, but are not limited to, T.R.W, Equifax, and Transunion credit services. Enhancement of Profile Information We purchase marketing data from third parties and add it to our existing user database, to better target our advertising and to provide pertinent offers in which we think you would be interested. To enrich our profiles of individual customers, we tie this information to the personally identifiable information they have provided to us. Legal Disclaimer We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site.
ChristianHomeBuyer.com. abides by federal law and the guidelines established by the Federal Trade Commission regarding youth privacy. Therefore, we will not knowingly collect any personal information from or allow the registration of young people under the age of 13. If we become aware that we have inadvertently collected personal information from a person under the age of 13, we will promptly take all reasonable steps to delete the data from our system.
ChristianHomeBuyer.com. will not share your personal information with nonaffiliated, third parties except as required or permitted by federal law or regulation. For example, we may share your personal information with schools, lenders, agencies of the United States government and their agents, credit-reporting agencies, and with third-party servicing organizations. These third parties are required to use your personal information for its intended purpose only. Access to Personally Identifiable Information If your personally identifiable information changes, or if you no longer desire our service, you may correct or update your information by making the change on our member information page or by contacting your dedicated account representative, or by contacting us by telephone or postal mail at the contact information listed below. Business Transitions In the eventChristianHomeBuyer.com. goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email and notice on our Web site of any such change in ownership or control of your personal information. Email Addres & Phone Numbers We do not market, offer, sell or share information on applicant to other entities outside of our network of affiliates for the purpose of marketing those applicants for other products or services. We will not send or contact you in any attempt to sell you or market to you products outside of the relm of the services you are seeking by visiting our web site. Changes in this Privacy Statement If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.
We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.
ChristianHomeBuyer.com. stores all personal information internally in a controlled, secure environment where only those ChristianHomeBuyer.com. employees and affiliates with a business reason to access your personal information are authorized to do so.
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Privacy Policy 
